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Newcomer Insurance Hub

Insurance for Newcomers to Canada

Five practical guides to the insurance you'll actually need as a newcomer — tenant, life, auto, health top-up, and business coverage for the self-employed. Plain language, honest comparisons, no sales pitch.

The five guides

Start with the guide you need today. Each one explains what the insurance covers, what it costs, and what to watch out for — written for newcomers, not insurance agents.

Tenant Insurance

Your landlord's policy doesn't cover your belongings. Compare providers and estimate what your stuff is worth.

Life Insurance

If people depend on your income, term life insurance is the cheapest way to protect them. What's worth buying — and what isn't.

Auto Insurance

Car insurance is mandatory, and it's expensive for newcomers with no Canadian driving history. How the provincial systems work and how to pay less.

Health Insurance Top-Up

Provincial health plans don't cover dental, vision, or prescriptions — and some provinces make newcomers wait. What to buy in the meantime.

Business Insurance for the Self-Employed

Freelancing, driving for Uber, or working a trade? Your tenant insurance doesn't cover business claims. What self-employed newcomers need.

Information, not advice

Talk to a licensed insurance broker before you buy. These guides are information, not advice — policies, prices, and rules differ by province and provider.